What Does Commercial Insurance Cover?

Our agents at the Bingham Insurance Group, serving the Decatur and Braselton, GA area, understand how much time, energy, and money went into opening your own business and want to help you protect your investment. The best way to do that is by having a commercial insurance policy.

What is Commercial Insurance?

Commercial insurance is also known as business insurance since it plays a significant role in protecting all different types of small and large businesses from liabilities and financial risks. This type of insurance policy is created to meet your specific needs for your business.

What Does Commercial Insurance Cover?

One of the many facets of commercial insurance policies is property insurance. This type of insurance will cover your building, equipment, and inventory if damaged or destroyed in a fire, inactive vandalism, or even a natural disaster. This part of your policy will also cover inventory theft from your business.

Liability insurance is critical to have because you never know when a customer or guest on your property may become injured. When things like this happen, you can be sued for negligence and to pay for any property damage or injuries you have caused to other parties. This type of insurance is essential for all kinds of businesses.

If you own a vehicle for your business or use a personal vehicle for business purposes, you will be required to have a commercial auto liability insurance policy in place under the laws of Georgia. This type of policy will be helpful if you or one of your employees is involved in an accident that causes property damage or injuries to another party.

Contact Bingham Insurance Group

Our agents at the Bingham Insurance Group, serving the Decatur and Braselton, GA area, are ready to assist you with your commercial insurance needs. Call today for an appointment and get your policy started.