Home Insurance in Georgia
Homeowner’s insurance in the state of Georgia is not something that’s required by law. However, most mortgage lenders require you to have this before they provide you with the funds needed to purchase a property.
If you want to ensure you get an affordable quote and adequate coverage, then contacting our team at Bingham Insurance Group in Braselton, GA is a smart move.
The Importance of Home Insurance in Georgia
The fact is tornadoes, floods, and even hurricanes occur in Georgia every year. As a result, it’s crucial for you to find a homeowner’s insurance policy that will provide you with supplemental coverage for these higher-ticket situations. A normal home insurance policy will not.
The 60-Day Rule in Georgia
Similar to auto insurance in Georgia, your homeowner’s insurance policy can be canceled by your insurer for any reason during the initial 60 days the policy is issued. While this is true, the company is required to provide you with a 10-day termination notice in the main. After the 60-day period has passed, Georgia restricts the ability for the insurance policy to be terminated. At this point, the policy can only be ended if you file a false claim, miss payments, don’t keep the property in safe conditions, or are charged with a felony.
Finding the Right Policy for Your Needs
When it comes to finding an affordable homeowner’s insurance policy in Georgia or Alabama, we can help. If you discover that you can’t afford the policy, there are options in the state that will help you get the coverage you need. Contact our team at Bingham Insurance Group in Braselton, GA or one of our other locations to learn more about what these options are and the many services that we offer to ensure your home and investment is protected from the unpredictable weather and catastrophic events that occur in this state.
We are here to help. Contact us today to get a quote that fits your needs. We assure you that you won’t be disappointed with the results achieved.