More than half of all renters don’t have renters insurance. If their rental was damaged, they could lose everything in the rental. At Bingham Insurance Group in Braselton, GA, we want to ensure that renters understand the valuable protection that renters insurance provides and how affordable it is. 

You may think you are covered under the same insurance policy covering the building you live in. That is, unfortunately, not true. Your landlord or management company only protects their property, not your property. You are responsible for protecting yourself. Renters’ insurance provides valuable protection, maybe even more than you know. 

Personal property

You own a lot more things than you realize. That’s a fact. It would be a hardship if you had to replace them all at once. Think about how much furniture and clothing you have, electronics and appliances. It would be devastating. With renters insurance, your property is covered in your rental and when it travels with you. 

Liability coverage

No one likes to think about being sued, but it is all too common nowadays. If someone is injured while visiting your rental, you could be responsible for their medical bills and any pain and suffering they decide they need. Just the legal fees can be quite high. This coverage provides the protection you need. 

Loss of use

Have you ever considered what you would do if your rental were damaged so badly that you couldn’t live in it? Loss of use coverage will help you to pay for a place to stay while your rental is being repaired. This can make all the difference in what is already a difficult situation. 

Contact Bingham Insurance Group in Braselton, GA to learn more about why every renter can benefit from renters insurance.