Are Floodlights Effective Deterrents for Burglars?

Most burglaries occur at night because it is much easier for a burglar to move around without being seen. Installing security lights or motion-activated floodlights can deter a burglar from making your home their next target. The agents of Bingham Insurance Group offer residents of Braselton, GA ideas on how they can protect their homes and families. Strategically placing security lights and motion-activated floodlights are the best way to keep burglars away from your property.

Fewer Places to Hide

When security lights are on, there are few places for a burglar to hide. Lights should always be placed near doorways or access points that lead to your home. Security lights don’t have to be bright to do their job but they do have to be in the right place. If you want to know more about where to place your security lights, talk to a local home security company and find out what they recommend.

Motion-Activated Lighting

Motion-activated lighting will turn on when something moves across the field of view of the sensor. In most cases, motion-activated lights are extremely bright. Part of the reason for this is they are only on for a short period of time. If a burglar is sneaking up to your home and the light kicks on, the brightness is often enough to chase them away.

At Bingham Insurance Group, the agents are dedicated to helping Braselton, GA residents keep their home and property as secure as possible. Knowing where to place your security lights is a step in the right direction. If you have questions about your home insurance or would like to know how security lighting helps keep your home safe, call and talk to an agent today!

Factors that affect your homeowners policy

When it’s time to buy homeowners insurance, there are quite a few things that can affect the price and even your ability to get coverage. Some things are beyond your control, but others are controllable. By understanding what these factors are you can take the necessary steps to be sure that you get the coverage needed at an affordable price. Before you go into the office or call Bingham Insurance Group in Braselton, GA, it is a good idea to make sure you have addressed all the issues that could be bad for your rate.  

Factors that affect insurance

One thing that many people don’t take into account is their credit rating. It changes the rate that you pay for coverage. Take a good look at your credit report and fix any errors that may be on it. You will be glad you did.

Some of the things that make your home desirable are things that can make it expensive to buy homeowners insurance. Having a pool or spa is a liability. You can correct this by making sure that your yard or pool area is fenced making it less accessible to uninvited guests.

Making sure that your home is in good repair can save you money and keep your insurance from dropping you. Some insurance companies do unscheduled drive-by inspections, and things like missing roof shingles or tiles, loose masonry, or overhanging branches are considered hazards.

The amount of crime in your neighborhood and the location of the nearest fire hydrant are factors that underwriters take into account. You can’t do much about them, but you can offset them by choosing a higher deductible.

When you are ready to get your new homeowner’s policy, Bingham Insurance Group in Braselton, GA will be there to help you find the best coverage for your needs.