Our agents at the Bingham Insurance Group, serving the Decatur and Braselton, GA area, love to tout the importance of home insurance. Many people think you only need home insurance until a mortgage is paid off, since most lenders require it, but that is not the case. You never know when a disaster will strike, and your house will be in its path.

Why is Home Insurance Important?

Home insurance is important to have in place because you never know what can happen. You have worked hard to purchase your home, which means you will want to have an adequate amount of home insurance to cover it.

What Does Home Insurance Cover?

Most home insurance policies will cover the structure of your house and other structures on your property, such as decks and garages. You can also create a policy that includes your personal belongings, such as clothing and personal items, as well as household items, furniture, appliances, electronics, and more. These things will be covered if damage occurs from a natural disaster, like a tornado, a fire, vandalism, or theft.

Your home insurance policy may also cover your living expenses above your average cost of living if you are forced to move to another location temporarily. In contrast, your home is repaired or rebuilt.

Call Bingham Insurance Group Today

Call upon our agents at the Bingham Insurance Group serving the Decatur and Braselton, GA area to get your policy started. They have the knowledge and experience necessary to create the best home insurance policy for you and your situation. Call today to get your policy started!