Can I Add My Motorcycle Onto My Auto Policy or Do I Need A Separate Policy?

In Braselton, GA, the agents of Bingham Insurance Group work diligently to make sure local motorcycle enthusiasts have the insurance coverage they need. Many people ask if they can add their motorcycles to their auto insurance and get a multi-vehicle discount. Auto and motorcycle policies are slightly different, but they can be included as part of a bundled policy.

Motorcycle Endorsements

In order to add your motorcycle to your auto policy, your insurance agent will include a motorcycle endorsement. This is like a separate policy but may not carry the same types of coverage as a traditional auto policy. Endorsements are an extension of your existing policy that covers your liability while you are operating your motorcycle on the highway.

Mandatory Liability Insurance

Just like with your auto insurance policy, you will have to carry a compulsory amount of insurance on your motorcycle to cover different types of liability. Typically, this includes personal property and personal injury liability. Your insurance agent will be able to write a policy for you that ensures all state minimum liability requirements are met. You can keep your auto policy and motorcycle policy separate or add your motorcycle coverage as an endorsement.

If you are ready to purchase your first motorcycle policy or want to re-evaluate your existing one, call the agents of Bingham Insurance Group at your earliest convenience. We serve residents who live in Braselton, GA, and the surrounding communities, and are always looking for ways we can help our customers get the coverage they need. Visit our office or call and speak to an agent. We are ready to answer your questions!