Your ride around Braselton, GA can get complicated rather quickly if you lack the auto insurance needed to protect you from financial loss in an accident. Call the agents of Bingham Insurance Group before you find yourself in a bind. Read on to learn about Georgia auto insurance requirements!
Georgia is not a “no-fault” state
The region does not recognize the notion of both parties paying equal amounts in an accident regardless of who is to blame. In Braselton, GA and throughout the state, the driver who is 50 percent to blame is responsible for paying for all bodily injuries and property damage caused by the incident. In addition, you cannot sue someone else involved in an accident if you are majorly to blame for the collision. You, therefore, may find yourself in financial turmoil if you are in an at-fault accident while uninsured.
Georgia minimum requirements
Drivers are required to have at least $25,000 of coverage for bodily injury per person and $50,000 for the same per accident. You must also have $25,000 worth of coverage for property damage per accident.
Of course, satisfying the minimum does not mean that you are immune from lawsuits. You may still find yourself the subject of a legal battle if the damages exceed your policy’s limits. It is for this reason that you should consider buying more than the state minimum requires.
The agents at Bingham Insurance Group can work with your preferences to determine the type of auto insurance plan that works for your life. They have been in the indemnity business for many years and can explain the ins and outs of auto assurance. Contact them today to get started with a quote!