Some commonsense boat safety tips

Owning a boat can be the source of endless hours of fun and relaxation, whether you like to go out on a lake to fish or hold a shipboard party in a nearby harbor for the weekend. But, like an automobile, a boat is a large motor vehicle, and so, as Bingham Insurance Group serving Braselton, GA is pleased to remind you, certain safety protocols should apply.

You should have your boat safety kit available, including life vests for all passengers. You can hope that you will not suffer a mishap that will cause you to abandon your boat, but being able to survive in the water until the Coast Guard or another boater rescues you is a good thing. A working radio with which to summon help would also be of use.

You should check the weather before going out. Nothing will ruin your outing quite like being out on the water in a storm.

You should maintain your boat properly, making sure that the engine runs as it is supposed to.

Do not overload your boat with people and equipment. Having your boat capsize is not only embarrassing but downright dangerous.

Use common sense while on the water. Do not go tearing around like a hot-rodder, endangering other boaters and swimmers. The same rules that apply to safe driving on the road in a car apply to safe boating. Be alert, as well, to other boaters who may be misbehaving.

Follow all of the safety procedures for anchoring when on the water and for docking when you return to the marina.

For information on boat insurance, feel free to contact Bingham Insurance Group serving Braselton, GA.

3 Tips for Buying Boat Insurance in Georgia

From Lake Sidney Lanier to Wake Lanier, there are many opportunities to boat in Braselton, GA and throughout the state. If you already have a boat or plan to get one soon, it’s important to have boat insurance. This way, if anything happens, like a boating accident, damage, injury, or theft, you’re covered. If you’re thinking boat insurance is expensive, it doesn’t have to be. At Bingham Insurance Group, we’ve put together three tips to help you find the right boat insurance policy and save money in the process.

1. Compare Many Quotes

Your insurance agent will help you go over several boat insurance policies to find the right one for your needs. Together, you’ll compare coverage and cost to help you make the right decision. You may want to stay with the insurance company you currently have policies with but keep an open mind. There are many policies from many companies to choose from that can save you money and still offer outstanding coverage.

2. Bundle Your Policies

One of the easiest ways to save money on boat insurance is to bundle this policy with all your other ones. Chances are you already have homeowners insurance, life insurance, auto insurance, flood insurance, and possibly other policies that you can bundle together with your boat insurance policy in Braselton, GA to save money on your premiums.

3. Work with a Reputable Agent

Walking the maze of insurance policies can be confusing. That’s where a trusted and reputable insurance agent comes in. At Bingham Insurance Group, our friendly and knowledgeable agents are customer-oriented. They work for you to find the best policy at the best price. To learn more about boat insurance, contact us today at 706-684-0040.