Auto Insurance in Georgia
What to Know about Auto Insurance in Georgia and Alabama
Georgia and Alabama, like most states, requires liability for property damage and bodily injury for automobiles. There are minimums in place, but there are a lot more options available that may fit depending on your situation. The Bingham Insurance Group in Braselton, GA has all the car insurance you need and can help you find the policy you need.
Uninsured motorist coverage is also available because not all people follow the law. If you are in an accident with someone who has no insurance, you can get help from your own insurance agency if you have this policy.
Your insurance needs are determined to a large degree on the kind of car you have, and what your situation is. If you have a loan on a vehicle, the loan holder will likely require you to have full coverage. If you have a relatively new car or one that has a lot of value, you would probably want complete coverage.
In addition to liability, there is "collision" coverage that covers damage to your vehicle if you hit something like a tree. Comprehensive coverage is also available, and that is for incidents not involving a collision with another vehicle. Comprehensive would cover you if a tree fell over in a storm and damaged your car, for instance. With a combination of these policies, you can gather full coverage for your automobile to prevent financial strains in any situation.
Many things affect what you will end up paying for car insurance. One of those things is the deductible, and you can choose your level of deductible. The higher the deductible, the lower the rate will be.
Contact for a Quote
Visit Bingham Insurance Group's office in Braselton, GA, or one of our other two locations, to get more information about car insurance. You may stop by in person, call, or use our website for more insurance information. It can get complicated, so it is a good idea to consult with a professional when looking for the best insurance policy for your vehicles. Contact one of our three offices for a quote.