Your business is more than just your livelihood. It is the livelihood of potentially dozens of other individuals. You’ve put a considerable amount of your personal sweat into building the company up, which is exactly why you need to properly protect it with commercial insurance. While you may have basic coverage there are a number of commercial insurance add-ons you’ll need to consider. So if you live in or around Braselton, GA, Bingham Insurance Group is here to help.
Business Liability Insurance
Lawsuits can come from all corners. If you are a manufacturing business and a customer believes your product did not live up to its promise, they may attempt to file a lawsuit. If you are a contractor and the services you provided end ups causing further damage, there may be a lawsuit. Even if the lawsuit does not have concrete backing, hiring lawyers every time a suit comes about is expensive. Business Liability Insurance will help with this.
Worker’s Compensation Insurance
If you have employees you need to consider worker’s compensation. In the event of a worker being injured on the job carrying out their daily duties, you and your business are responsible for the covering costs associated with these injuries and time away from work. Paying for this out of pocket is extremely expensive. That is why worker’s compensation insurance coverage is a valuable addition to consider
Not all commercial insurance add-ons are right for every business. The kind of protection your company needs is not always the kind of protection the next business needs. That is why to determine which coverages work best for your company you need to talk to commercial insurance experts. When living in or around Braselton, GA, the team at Bingham Insurance Group is here to help.