Bingham Insurance Group

6454 Highway 53
Braselton, GA 30517

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Umbrella Insurance in Georgia


Bingham Insurance Group Umbrella Insurance

Your home is your castle, and you want to know that your castle is protected against all the unexpected things that can happen. Some homeowners want to go the extra mile and get an additional layer of liability protection. If you live in Georgia or Alabama, Bingham Insurance Group in Braselton, GA offers a wide variety of umbrella insurance policies to meet your protection and financial needs.

What is an umbrella policy?

An umbrella policy provides additional liability insurance coverage above and beyond what the limits are on your basic homeowners and auto policies. It can protect your assets from a civil case that is brought against you or a member of your immediate family who lives in the same house.

Why do I need an umbrella policy?

  • Imagine that your dog bit someone who was visiting you or even worse, got loose and bit someone who isn’t a friend. You would be liable for medical costs and in a civil case everything from loss of time at work to pain and suffering. When the limits of your homeowners run out, the umbrella policy will kick in.
  • If you or someone else driving your car has a serious accident where they are found to be at fault, the umbrella policy will also cover any liability excesses up to the limit of the umbrella policies.
  • If your condo fire spreads to damage other units, the umbrella policy will cover any damages over and above your homeowner’s insurance limits.

These are just a few examples of reasons why you may want to consider the peace of mind that having an umbrella liability policy provides.

Georgia residents who live in the vicinity of Decatur or Braselton, GA can call or visit the local office of Bingham Insurance Group. We also have an office in Attalla, AL. Our agents will be there to help you make an educated decision about what your umbrella policy needs are.

Partner Carriers


  • ASI
  • Bristol West
  • Encompass
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  • Guard
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  • MetLife
  • Nationwide
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  • State Auto
  • The Hartford
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