Motorcycle Insurance Myths To Watch Out For

Bingham Insurance Group offers coverage to the Braselton, GA community. We offer our clients flexible policies so that they can protect what matters most. We work with multiple carriers in the area to help give our clients a wide variety of choices. We are confident that we can help you find the coverage you need to protect your assets.

Motorcycle Insurance Myths to Watch Out For

During warm summers in the South, many Braselton, GA residents enjoy traveling around the area on their motorcycles. If you plan to have fun traveling around on your motorcycle, consider motorcycle insurance. Operating a motorcycle is a high risk endeavor. One small accident can turn into a disaster. Motorcycle insurance covers potential damage if you are involved in accident or if you collide with an object. Your motorcycle is also covered if someone attempts to steal or vandalize it. Here is a look at some common motorcycle insurance myths to watch out for.

One Speeding Ticket Will Ruin Everything

This is incorrect, as one speeding ticket will not cause a major adjustment to your motorcycle insurance coverage. If you have multiple accidents on your record, that may alter the terms of your policy.

I’m Not Responsible If My Friend Causes Damage

You are responsible if your friend causes property damage while operating your motorcycle. Technically, it will show up on your policy as if you have been operating the motorcycle yourself.

I’m Automatically Covered When I Store My Motorcycle

In order to fully cover your motorcycle when you aren’t using it, you need storage insurance. Storage insurance covers your vehicle if something happens during the offseason when you aren’t using it.  

Bingham Insurance Group Will Help You Protect Your Assets

Visit our website to learn more information about motorcycle insurance.

What are the benefits of motorcycle insurance?

When you are in the Braselton, GA area, you are going to have the opportunity to enjoy many long sunny days. Due to this, owning a motorcycle could be a great option as it will provide you with a reliable mode of transportation that you will be able to enjoy most of the year. If you are going to purchase a motorcycle in this area, you need to get the proper insurance. There are several benefits that will be received if you get a motorcycle insurance policy. 

Receive Coverage for Asset

One important reason to get a motorcycle insurance policy is that it can give you coverage for your asset. When you purchase a motorcycle, you will want to be able to protect your asset. A great way that you can do this is by getting a full collision and comprehensive insurance policy. This type of insurance will ensure that you are covered for a variety of situations that could result in a loss.

Liability Protection

Another advantage of getting motorcycle insurance is that it can offer you valuable liability protection. Anyone that has a motorcycle will be at risk of causing an accident that leads to damages. If you get a full motorcycle insurance policy with liability protection, you will receive coverage that will protect against that risk. 

If you are looking for a motorcycle insurance policy in the Braselton, GA area, you will want to make sure that you speak with someone that you can trust. When you are looking for insurance in this area, the Bingham Insurance Group can be a great resource. When you call the Bingham Insurance Group, you can learn more about all of your options and needs. This will help to ensure that you and your motorcycle are fully covered by insurance. 

Can I Add My Motorcycle Onto My Auto Policy or Do I Need A Separate Policy?

In Braselton, GA, the agents of Bingham Insurance Group work diligently to make sure local motorcycle enthusiasts have the insurance coverage they need. Many people ask if they can add their motorcycles to their auto insurance and get a multi-vehicle discount. Auto and motorcycle policies are slightly different, but they can be included as part of a bundled policy.

Motorcycle Endorsements

In order to add your motorcycle to your auto policy, your insurance agent will include a motorcycle endorsement. This is like a separate policy but may not carry the same types of coverage as a traditional auto policy. Endorsements are an extension of your existing policy that covers your liability while you are operating your motorcycle on the highway.

Mandatory Liability Insurance

Just like with your auto insurance policy, you will have to carry a compulsory amount of insurance on your motorcycle to cover different types of liability. Typically, this includes personal property and personal injury liability. Your insurance agent will be able to write a policy for you that ensures all state minimum liability requirements are met. You can keep your auto policy and motorcycle policy separate or add your motorcycle coverage as an endorsement.

If you are ready to purchase your first motorcycle policy or want to re-evaluate your existing one, call the agents of Bingham Insurance Group at your earliest convenience. We serve residents who live in Braselton, GA, and the surrounding communities, and are always looking for ways we can help our customers get the coverage they need. Visit our office or call and speak to an agent. We are ready to answer your questions!