Auto insurance covers your car after an accident in the form of repair work to the body. But what about the engine? Insurance does cover your engine, but only under certain circumstances. At Bingham Insurance Group, serving Braselton, GA., we want you to understand what kind of work your insurance will approve after you’ve been in an accident.
What Insurance Covers After You Get Into an Accident
An accident involves forces that can deliver a lot of damage to your car. That includes body panels, suspension, and drive train. Modern cars are designed to absorb a lot of the force, but sometimes the engine gets impacted.
Your insurance will cover any damage to the engine that’s caused by the accident. However, if the damage to the car and engine is extensive, the insurance adjuster may total your car. This is because the cost of repairs exceeds the value of the car.
When Insurance Won’t Cover Engine Damage
If your engine is in poor condition from wear and tear, your insurance policy won’t cover any of the repairs. You’ll have to pay for them on your own. The rest of your vehicle will be repaired, as long as the damage is from the accident.
Call Us To Get the Right Auto Insurance Policy for Your Situation
At Bingham Insurance Group, we want you to get an auto insurance policy that gives you the coverage you need. Talk to one of our agents about the type of coverage an auto insurance policy gives you for an accident. We’re here to explain it to you and get you a policy that’s right for you. We’re currently serving Braselton, GA.
