When disaster strikes your Georgia home it can be hard to recall everything you owned that was lost in the fire, theft or storm. Having a home inventory can eliminate a lot of the guesswork beforehand, advises your insurance agency at Bingham Insurance Group, serving Braselton, GA.<\/p>\n
A home inventory can be as simple as walking through each room and taking a video with your phone. Note any particular item along with an estimated value. Keep any receipts, serial numbers or appraisals for expensive items like jewelry or electronics. This information can really help to solidify your claim later. Store the file somewhere other than your home. Cloud storage is perfect, as it’ll literally be impossible for theft or fire to destroy your home inventory record.<\/p>\n
One of the biggest advantages to having an inventory is that it’ll help your claim get settled much faster. Adjusters have to do their jobs just as much as you have to do yours. They determine your settlement amount by reviewing all of the information you’ve supplied. If you don’t have an inventory, it’s likely you’ll low-ball your estimates of what you owned. That could lead to a smaller payout than what you’re entitled to. A home inventory gives the adjuster solid numbers to go off of. There’ll be less verification back and forth and your settlement should reach final status quicker.<\/p>\n
Proving you owned something can be nearly impossible if your home suffers a total loss. Documentation of your items before an incident is the best way to prove you owned them. This is especially important for more expensive items that may otherwise be questioned during the claims process.<\/p>\n
Take an afternoon to record your belongings. You could save yourself a lot of time and money if you ever need to file a claim. Contact Bingham Insurance Group, serving Braselton, GA, to learn more!<\/p>\n","protected":false},"excerpt":{"rendered":"
When disaster strikes your Georgia home it can be hard to recall everything you owned that was lost in the fire, theft or storm. Having a home inventory can eliminate a lot of the guesswork beforehand, advises your insurance agency at Bingham Insurance Group, serving Braselton, GA. Creating Your Inventory: Keep it Simple A home […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[13,25,26,24,18],"class_list":["post-184","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-bingham-insurance-group","tag-braselton","tag-ga","tag-home","tag-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t