{"id":16,"date":"2019-08-16T02:00:00","date_gmt":"2019-08-16T14:00:00","guid":{"rendered":"https:\/\/www.binghaminsurancegroup.com\/blog\/?p=16"},"modified":"2019-08-16T10:24:58","modified_gmt":"2019-08-16T16:24:58","slug":"umbrella-insurance-the-financial-protection-you-need","status":"publish","type":"post","link":"https:\/\/www.binghaminsurancegroup.com\/blog\/umbrella-insurance-the-financial-protection-you-need\/","title":{"rendered":"Umbrella Insurance: The Financial Protection You Need"},"content":{"rendered":"<p><span style=\"font-family:arial,sans-serif\">Insurance policies, whether they are for home or auto, come with predetermined caps on what they will pay out when there is an accident.&nbsp;Say you have a minor fender bender with minor injuries and you are found to be at fault.&nbsp;Your auto policy will cover the repair costs and medical expenses of the injured party.&nbsp;But not all accidents are minor.&nbsp;Also, the injured party can sue.&nbsp;It&rsquo;s easy to see how mounting medical costs and legal fees can quickly max out your current policy.&nbsp;This is where umbrella insurance helps.&nbsp;The team of agents at Bingham Insurance Group work with residents throughout the Braselton, GA area.&nbsp;They can help ensure that you have the coverage you to need to keep you safe.<\/span><\/p>\n<p><span style=\"font-family:arial,sans-serif\">Accidents happen every day. When your basic policy has reached its payout limit, umbrella insurance goes into effect to handle the excess expenses.&nbsp; Without it, you will be responsible for any expenses over and above your policy cap.&nbsp;Umbrella policies financially protect your assets.&nbsp; For example, if someone is involved in an accident on your property and you are found negligent, they have the right to sue.&nbsp;The legal fees and medical expenses can be large.&nbsp; If your home insurance policy pays $250,000 and their expenses are $400,000, you will be responsible for the additional funds.&nbsp;If you have an umbrella policy, however, when the home insurance policy is exhausted, it will go into effect and cover the additional expenses.&nbsp;A unique feature of umbrella policies is that they will also cover libel, slander, and invasion of privacy cases.&nbsp;This can protect your assets during a critical period.<\/span><\/p>\n<p><span style=\"font-family:arial,sans-serif\">In the Braselton, GA area, the team at Bingham Insurance Group are ready to assist you.&nbsp;Come by the offices and learn more about the true value of umbrella insurance policies.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Insurance policies, whether they are for home or auto, come with predetermined caps on what they will pay out when there is an accident.&nbsp;Say you have a minor fender bender with minor injuries and you are found to be at fault.&nbsp;Your auto policy will cover the repair costs and medical expenses of the injured party.&nbsp;But [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[13,12],"class_list":["post-16","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-bingham-insurance-group","tag-braselton-ga"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":1,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions"}],"predecessor-version":[{"id":17,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/posts\/16\/revisions\/17"}],"wp:attachment":[{"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/media?parent=16"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/categories?post=16"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.binghaminsurancegroup.com\/blog\/wp-json\/wp\/v2\/tags?post=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}